I built the 13-week forecast with the skill's script and flagged one covenant breach in week 5. The cash memo is written.

- **Headline:** Cash closes week 13 at $800K against an opening balance of $968K.
- **Breach:** Week 5 (week starting 2026-02-02) closes at $736K against the $750K minimum, which is ($14K) of headroom.
- **Recovery:** Cash is back above the minimum in week 6, at $816K.
- **Thin weeks:** Headroom is only $23K in week 7 and $31K in week 11. Week 13 ends with $50K.
- **Actions:** The memo lists three options for the treasurer, with no amounts: pull collections forward, move week 5 vendor payments later, or seek a waiver or short-term facility. Each says what data would size it and when it must be decided.

The script ran cleanly on the 105 input rows, and every figure in the memo is copied from its output. I used the default $750K minimum because you didn't give one. If the covenant is a different amount, tell me and I'll rerun.

Files are in `output/`:
- `cash13.json`
- `cash13-note.md`