I built the 13-week forecast and wrote the memo, but I couldn't test the covenant. The CSV and the repo contain no covenant terms (metric, threshold or test dates), and I didn't want to guess them.

**What the forecast shows**
- Cash falls from $968,400 at the start to $800,393 at week 13, a drop of about $168k.
- The low point is **$736,215 in week 5** (week of 2026-02-02). Any minimum-cash covenant set above that would be breached.
- Weeks 4, 5, 7 and 11 are the tightest, all below $790k.
- A $750k threshold would be breached only in week 5. An $800k threshold would be breached in weeks 4, 5, 7 and 11.

**Files**, all in `/tmp/spb-cash-forecast-13wk-2026-claude-i_r3k_o1`
- `build_forecast.py` rebuilds the weekly forecast from the CSV.
- `output/forecast_13wk.csv` has weekly opening cash, receipts, disbursements, net change and closing cash.
- `output/cash_memo.md` is the memo.

The forecast window (Jan–Mar 2026) is already in the past as of today, 2026-10-03. Please confirm it's the right period.

If you send the covenant terms, I'll run the actual test and update the memo.